Umoja Microfinance exists to serve and empower people to build brighter futures together. Umoja means “unity” in Swahili. We are in this together, and together, we can learn, grow, and transform lives. We serve our shareholders, our board, our team, and most importantly, our clients. We believe in service one step beyond.

We are focused on improving lives through financial inclusion for all people. History has shown it “takes money to make money”. By providing the initial step up to those in need we believe we can break the cycle of poverty and empower a new generation of entrepreneurs and leaders in their communities.

We will transform the Microfinance industry by pursuing excellence in all we do. Transformation isn’t easy; but we are committed to excellence by going to a clients home when they need extra help, creating new products with the latest software to meet our clients needs, and building an ambitious culture of consistency and positivity.